Investing in Real Estate when you have NO MONEY.


Sounds like a joke, right? Not any more, thanks to Groundfloor and their crowdfunding concept. Groundfloor is a crowdfunded real estate program. For the last year I’ve had a few of my investments fully repaid with interest included. It is an easy to use platform. The company was founded in 2013 by Brian Dally and Nick Bhargava and is headquartered in Atlanta, Georgia. Their goal is to:

reformat and open private capital markets for the benefit of individual investors and the investments they fund.

GROUNDFLOOR is a unique financial product for individual investors that allows non-accredited and accredited investors alike to participate directly in real estate investment loans on a fractional basis ( $10 increments)

How Groundfloor works.

I am not the only one using the service though, it has received national praises:

Groundfloor is good for Investors:


They offer crowdfunding on different investment properties. They offer different terms on their properties and the user interface is very easy to sort through and understand.


Related Article: $50 Portfolio

Groundfloor is Good for Flippers:

If you are looking for funding to put into a real estate plan, you can get rates starting at 5.4%. There are loans available for fix and flip plans ranging from $75k to 2 million dollars for residential properties.

The process to get your money is way better than a banks too, loans close as fast as 15 days with no personal guarantee required. Flippers can borrow up to 90% loan to cost and get approved for up to 70% of the after repair value.

Unless you have great credit and a better offer from a local bank, it seems like a no brainer to at least look into using Groundfloor.

If you are going to sign up and give it a shot, use the links in this article to get a free ten dollars when you fund your account!

I would love to know what your experiences are with using Groundfloor.

If real estate isn’t your thing but you are looking to invest in things, maybe also consider the new stock trading features in Cash App or free stock trading via Robinhood.


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